📌 What’s Changing for 2025
• The Department of Defense approved a 5.4% average increase in BAH rates compared to 2024 .
• JBLM’s housing area is covered under the WA306 region, with rates listed by pay grade and dependency status .
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🪖 Enlisted Personnel (E‑Grades)
Grade Without Dependents With Dependents
E‑1 to E‑4 $1,785 $2,328
E‑5 $2,013 $2,508
E‑6 $2,160 $2,850
E‑7 $2,331 $2,922
E‑8 $2,583 $3,000
E‑9 $2,676 $3,105
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🎖️ Warrant Officers (W‑Grades)
Grade Without Dependents With Dependents
W‑1 $2,274 $2,868
W‑2 $2,580 $2,955
W‑3 $2,688 $3,054
W‑4 $2,862 $3,126
W‑5 $2,940 $3,222
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🧑✈️ Commissioned Officers (O‑Grades)
Grade Without Dependents With Dependents
O‑1E $2,505 $2,931
O‑2E $2,655 $3,039
O‑3E $2,841 $3,138
O‑1 $2,142 $2,556
O‑2 $2,451 $2,847
O‑3 $2,724 $3,051
O‑4 $2,919 $3,249
O‑5 $2,961 $3,387
O‑6 $3,033 $3,417
O‑7+ $3,087 $3,444
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📊 Key Takeaways
• Major bump near Seattle: JBLM implemented the full 5.4% increase seen nationally .
• Wide range of allowances: 2025 BAH at JBLM ranges from $1,785 (E‑1–E‑4, no dependents) up to $3,444 (O‑7+, with dependents).
• Covers 95% of local housing costs, leaving a small 5% share for the service member .
• Individual rate protection ensures your BAH won’t drop mid-duty if there’s a market downturn .
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🏷️ Frequently Asked Questions
• Why did BAH rise so much?
It reflects sharp increases in local housing costs around JBLM and Seattle––the DoD uses up-to-date market data when setting rates  .
• Does my rate change mid-year?
No. Once your 2025 rate locks in with your assignment and status, individual rate protection ensures it won’t drop—even if housing prices fall.
• Does BAH cover everything?
BAH covers rent and utilities but not renter’s insurance, which is excluded by policy .
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🧭 Final Word
As of January 1, 2025, JBLM service members will receive tax-free BAH ranging from $1,785 to $3,444, depending on rank and dependents. These rates reflect a strong commitment by DoD to keep pace with local rental markets.